Definition: (APS) A statement prepared by the physician or other medical professional of the proposed insured. It contains information related to the treatment of the proposed insured. This statement is used in the underwriting process for life or health insurance policies.
2.) Why Should I use Record Express for my APS?
Obtaining medical history summaries and verifications from physicians, clinics, and hospitals is often the most time-consuming part of the insurance underwriting process. Record Express’ insurance medical service provides a cost effective way to improve the efficiency of life and health insurance underwriting. By facilitating faster, simpler collection of quality data, Record Express gathers complete and accurate information from treating physicians of insurance applicants needed for medical underwriting and risk management.
3.) What is the turnaround time for requests?
Within 24 hours of collection, APS & corresponding records are logged into our system. A copy of the APS form, Records, and signed Certificate of Records are available to you via secure website. Originals and copies are tabbed, bound and shipped to you.
4.) What services are included in the one low price?
For one low price, Record Express sends the request to the provider, including a professional coverletter, APS form and Certificate of Records. We will send you weekly status reports via email. Record Express will also give you web access to the collected APS form, records, and signed Certificate of Records.