_1.) What are Attending Physician Statements?
_Definition: (APS) A statement or selection of medical records prepared by the physician or other medical professional _of the proposed insured. It contains information related to the treatment of the proposed insured. This statement is _used in the underwriting process for life or health insurance policies.

_2.) Why Should I use Record Express for my APS?
_Obtaining medical history summaries and verifications from physicians, clinics, and hospitals is often the most
_time-consuming part of the insurance underwriting process. Record Express’ insurance medical service provides a cost _effective way to improve the efficiency of life and health insurance underwriting. By facilitating faster, simpler _collection of quality data, Record Express gathers complete and accurate information from treating physicians of _insurance applicants needed for medical underwriting and risk management.

_3.) What is the turnaround time for requests?
_Turn around time can be as fast as same day, but because the turn around time depends significantly on the _cooperation of the medical provider, the average turn around time is 7-10 business days. Within hours of collection, _APS records are uploaded into our system and made available to our clients via our 256 bit encryption secure
_web site.

_4.) What services are included in the one low price?
_For one low price, Record Express sends the request to the provider, including a professional coverletter, APS form _and Certificate of Records. We will send you weekly status reports via email. Record Express will also give you web _access to the collected APS form, records, and signed Certificate of Records.